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1:
By using this site and submitting your request, you have read, understood
and agreed to the disclaimers stated below as well as the terms and conditions
set forth in our Privacy Policy and User
Agreement that can be read by clicking
on the underlined links. 2:
Pickamortgage is not offering mortgage loans and is not acting as the lender
or mortgage broker in any transaction. The information sheet is neither an
application for a mortgage loan nor a pre-qualification with any lender or
mortgage broker. By submitting your request to be contacted, you are consenting
to have information contained in your information sheet sent, at the discretion
of the website operator and based on information provided, to one or more
mortgage lenders or brokers who may contact you by telephone, email and/or
mail, even if you opted into the Federal Trade Commission's National Do Not
Call List, any state Do Not Call List, and/or any company's internal Do Not
Call List. Mortgage lenders or brokers who contact you may include but are
not limited to Countrywide, Quicken Loans and other mortgage lenders or brokers.
You understand that mortgage lenders and brokers may maintain information
you submitted whether you elect to use their services or not. You agree to
notify any particular lender or mortgage broker directly if you no longer
want to receive communications from that particular mortgage lender or broker.
You understand that participating mortgage lenders or brokers to whom you
are matched are responsible for rate, product, terms, loan amounts, and other
information offered to you. Participating mortgage lenders and brokers independently
determine the rates, terms, loan amounts, and requirements of any product
offered to you. Their offerings may vary depending on your credit score,
your credit history, the amount of equity in your property, your personal
debit to income ratio, location, the type of property, and other factors.
Their offerings may be subject to market conditions, approval, and qualification.
Lenders or mortgage brokers in this network may not offer all products as
well as not offer products in all states. You may not be matched with the
mortgage lender or broker making a specific offer. A lender or mortgage broker
in our network may contact you and quote you a higher rate, quote you a higher
payment, or be unable to qualify you for a specific product or program. You
are responsible to speak with one or more mortgage professionals who contact
you or who you contact to explain programs, payments, and other mortgage
information to you. 3:
Participating mortgage lenders and brokers are required to comply with all
Federal, State, and local laws, including those governing equal opportunity
lending, and fair housing. Please contact the participating mortgage lender
or broker directly to opt into their do not call list. 4:
Your Information Sheet may be provided to more than four mortgage professionals
in certain situations as explained in the user agreement. 5:
Your Information Sheet can only be used for the purposes defined in the user
agreement and unauthorized Licensed or unlicensed Mortgage professionals,
lead professionals or others using this form for any purpose other than those
outlined in the user agreement understand the actions that may follow as
outlined in the user agreement. The information sheet is not to be used by
mortgage and lead companies or their employees or other representatives to
gain contact information of lenders or mortgage brokers participating in
this network for sales or other purposes. 6:
You permit our company or a related company to contact or send you periodic
updates of our or their product or company information. Updated
October 9, 2006 10:44 AM | ||||||||||||||||||||||||||||
